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Proof of income extraction
Production-grade document AI for proofs of income. Describe your workflow. Affinda handles the rest.
How to automate proof of income processing with Affinda's AI
- 1
Upload your proofs of income, your way
Email, drag and drop or connect via API.
- 2
Watch as it extracts your proof of income data
Affinda's AI reads your proof of income documents with impressive contextual understanding. It splits and classifies documents, extracts and validates data, then transforms the output to match your business needs.
- 3
Automatically route the data to your systems
No manual data entry required. Affinda integrates seamlessly into your existing tech stack.
Extract any information from any document, fast
Affinda's AI reads, understands and extracts data from any proof of income document
Cleanse and transform data
Affinda automatically converts extracted proof of income data into the format your lending or compliance system recognizes, ensuring it's ready for immediate processing. Need something custom? Use natural language to describe how you want the data to appear.
Apply business logic
Write validation rules in natural language and apply your business logic to extracted proof of income data. This ensures the output meets your lending requirements and enables straight-through proof of income processing.
Combine the best of artificial and human intelligence
1B+ documents processed
10+ years of IP combined with the latest AI innovations
800+ customers
95% reduction in manual processing achieved
No need to talk to sales. Get started now
With a free trial, discover how easy it is to extract any information from any document, fast.
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Upload documents
Drag and drop, email or upload via API. Affinda can handle any document, any file type and any layout with ease.
See the magic
Watch as the platform predicts the information you want to extract, letting you build models in minutes, not months.
Nathaniel Barrs, CTO, PSC Insurance
95%
reduction in manual work
10×
more invoices processed with no added staff
Enhanced auditability and tracking of invoice approvals
Jorg Both, Head of Business Systems, Northline
120,000
proof of delivery documents processed annually
82%
of documents straight-through processed in the first weeks
Automatic validation of documents against ERP system
Michael Zhao, AI Product Manager, SEEK
High accuracy parsing across multiple languages
Improved customer experience thanks to better structured data
Stronger compliance with international data security and software standards
Nick Tran, Business Analyst, StateCover Mutual
300,000
documents processed annually
80
different document types
60%
Enhanced auditability and tracking of invoice approvals
Steve O’Keeffe, CTO, Felix
76%
reduction in manual data input
30%
reduction in compliance data errors
85,000
compliance documents processed annually
Frequently asked questions
What is proof of income processing?
Proof of income processing is the workflow lending and financial institutions use to capture, extract and validate income and employment data from documents like pay stubs, tax returns and employment letters. Our AI proof of income data extraction software automates this process to reduce manual effort, errors and processing times. It ensures that income verification is accurate, compliant and recorded correctly in lending and banking systems.
What is proof of income data extraction?
Proof of income data extraction is the process of reading proof of income documents and capturing essential data points like name, employer, income, period and reference numbers. Our AI proof of income parser automates this extraction, turning unstructured documents into structured data that flows directly into your lending, compliance and core banking systems – supporting faster income verification and loan origination workflows.
What is proof of income extraction?
Proof of income extraction is the automatic capture of income and employment information from documents using AI. Our proof of income extraction software combines reading order models, OCR, LLMs, RAG and more to extract this data with high accuracy and faster processing times.
What is a proof of income parser?
A proof of income parser is software that automatically reads and extracts data from income documents. It transforms unstructured proof of income into structured, actionable formats. Our AI-powered parser adapts to any layout, language or document variation, learning from feedback to deliver accurate data in exactly the format your lending and compliance systems require.
What is proof of income line extraction?
Proof of income line extraction captures structured data from tables and itemized sections within your income documents, transforming it into a usable format while maintaining the relationships between each data point. Our AI handles everything from straightforward pay period breakdowns to complex nested tables with grouped income sources, deductions and benefits.
What data fields can Affinda's AI proof of income processing software extract?
Affinda's AI proof of income processing platform can capture data from any field on an income document. Standard data fields include:
Personal & Employment Details
- Employee Name / Account Holder: Full name of the individual earning the income.
- Employer Name / Company: Name of the organisation issuing the proof of income.
- Employee ID / Staff Number: Unique identifier assigned to the employee.
- Job Title / Position: Role or position held by the employee.
- Employment Start Date: Date employment began with the current employer.
- Employee Address: Residential address of the income earner.
Income Information
- Gross Income / Salary: Total earnings before deductions for the period.
- Net Income / Take-Home Pay: Amount received after all deductions.
- Pay Period (From / To): Start and end dates covered by this payment.
- Payment Frequency: Whether income is paid weekly, fortnightly, monthly or annually.
- Year-to-Date (YTD) Earnings: Total income accumulated from the start of the financial year.
- Hourly Rate / Annual Salary: Base rate of pay or contracted annual amount.
- Overtime / Bonuses / Commissions: Additional earnings beyond base salary.
Deductions & Contributions
- Tax Withheld: Income tax deducted at source.
- Superannuation / Retirement Contributions: Pension or retirement fund contributions.
- Insurance Premiums: Health, life or income protection deductions.
- Other Deductions: Union fees, garnishments or salary sacrifices.
Document Details
- Issue Date / Payment Date: Date the document was issued or payment made.
- Document Type: Pay stub, tax return, employment letter or bank statement.
- Reference Number / Payslip ID: Unique identifier for the document.
- Employer Contact Details: Address, phone or ABN/TIN of the employer.
Need custom fields or a specific layout? Simply define them in the UI or describe them in natural language and Affinda will extract and structure them automatically.
What file types does Affinda's AI proof of income processing solution support?
Our AI agents can process any file type. Supported file types include PDF, JPG/JPEG, PNG, TIFF, DOC/DOCX (Word), XLSX (Excel), HTML and TXT/CSV.
How does Affinda process proofs of income and extract proof of income data?
Affinda's AI agents read, extract and validate proof of income data. Our platform is intuitive to set up and easily integrates into your systems. Simply:
- Upload your proof of income documents via drag-and-drop, email or API.
- Configure business logic to match your organization's rules and workflows.
- Let Affinda check and validate extracted data against your business logic and lending, compliance or core banking systems to ensure accuracy.
- Access structured proof of income data directly within your systems.
The result? Faster, more accurate proof of income processing with minimal manual input.
Can Affinda extract data from scanned or image-based proofs of income?
Yes. Our AI proof of income processing platform combines OCR with retrieval augmented generation (RAG), LLMs, agentic workflows, proprietary reading order algorithms and more, to automatically detect and process data from scanned or photographed invoices (PDF, JPG, PNG). Even low-quality images are automatically enhanced for reliable data capture and processing.
What language does Affinda's AI proof of income automation platform support?
Our AI proof of income processing platform can automatically detect and process proofs of income in 50+ languages, including multilingual proofs of income containing more than one language. Supported languages include: Afrikaans, Albanian, Amharic, Arabic (Standard, Egyptian, Sudanese, Algerian, Moroccan, Levantine), Bahasa Indonesian, Bengali, Bhojpuri, Bulgarian, Burmese, Chinese (Mandarin [PRC/Taiwan], Cantonese, Wu, Min Nan, Jinyu, Xiang, Hakka), Croatian, Czech, Danish, Dutch, English, Estonian, Finnish, French, German, Greek, Gujarati, Hebrew, Hindi, Hungarian, Italian, Japanese, Javanese, Kannada, Korean, Latvian, Lingala, Lithuanian, Macedonian, Malayalam, Marathi, Nepali, Norwegian, Odia, Persian (Farsi), Polish, Portuguese, Punjabi (Western and Eastern), Romanian, Russian, Slovak, Slovenian, Somali, Spanish, Swahili, Tagalog, Tamil, Telugu, Thai, Turkish, Ukrainian, Urdu, Vietnamese, Yoruba.
Does Affinda integrate with lending and core banking systems?
Yes. Our AI proof of income processing platform integrates with 400+ downstream systems, including lending, compliance and core banking platforms. You can build no-code integrations using our AI integrations agent, or connect via our APIs – whatever suits your workflow best.
What are some examples of AI proof of income workflow automations?
AI proof of income processing helps automate and streamline workflows across lending and financial services teams such as:
- Loan Origination Teams: Speed up income verification by extracting name, employer, income and employment details from any document format. Automated validation catches missing information and inconsistencies, reducing review times and accelerating loan approvals.
- Compliance and Risk Teams: Validate income data against lending criteria and flag anomalies that require investigation. Self-learning AI adapts to regulatory changes and new document types, ensuring consistent compliance without manual updates.
- Operations and Core Banking: Push structured proof of income data directly into your banking and compliance systems to improve accuracy, eliminate manual entry and scale processing capacity as your business grows.
What is a proof of income OCR data extractor?
A proof of income optical character recognition (OCR) data extractor scans and accurately captures information from income documents, regardless of format or language. Upload proof of income documents in PDF, JPG or PNG formats. The OCR technology first converts the documents into a text layer, ensuring all text (even from scans, photos or handwriting) is captured. Affinda's AI models then identify and extract key fields such as name, employer, income, period and reference numbers, transforming them into structured, usable data.
This automation eliminates manual data entry, reduces errors and saves time. Once the proof of income data is captured and structured, our AI proof of income processing pipeline can apply machine validation and post-processing to enable seamless integration with lending, compliance and core banking systems.
Businesses in lending, banking and financial services rely on Affinda's AI for their income verification, loan origination and compliance processes, streamlining workflows and improving overall efficiency.